There is one thing that pisses me off about financial savings articles, and that is the recap of a saver's journey.
The articles generally start with the person in question sharing their debt load, the plan they followed, and skips to the fact that they became debt free because of it X years later. That's great, but what is missing is the many years of hard work and commitment that it took to make the goal become a reality.
When boiled down to 500 words it sounds amazing that someone can pay off a big debt in a “short” period of time. We could do this in talking about how we paid off $50,000 in student loan and car debt in 33 months, but there is a little secret no one ever shares: those months or years in the middle suck.
While articles tend to shrug this off as being part of the very nature of this method (which is true), a period of several years is still a huge chunk of time. And that in-between time does not go by as quick as you'd like while large sums of money disappear every single paycheck.
But I am here to tell you today to not get discouraged- it is worth it. You just need to know a few things along the way that others are not so eager to tell you about.